Aviva Money Back is an endowment with-profits plan with guaranteed addition of Rs 40 per Rs 1000 Sum Assured for the first 3 years. The policy-holder receives Simple Reversionary Bonus from year four onwards and Terminal Bonus at maturity.
In this policy, the Death Benefit is Sum Assured + accrued Guaranteed Additions and Vested Bonuses, irrespective of survival benefits already paid. Here, the survival benefits depend on the percentage defined for the selected policy term. The Maturity Benefit is 1.20 times of the Sum Assured - Survival Benefits already paid + accrued Guaranteed Additions and Vested Bonuses and Terminal Bonus, if any.

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